We've all seen FreeCreditReport.com's Dream Girl, about the guy who marries his dream girl and ends up living in her parents' basement because her credit is shot. "If we'd gone to FreeCreditReport.com," he sings, "I'd be a happy bachelor with a dog and a yard."

All right, fine, so the number one reason marriages fail is usually related to finances, but we didn't really take the commercial seriously. Irresponsibility isn't the only thing that can muddle up a credit report and any way -- it's not like it's something you can't rectify with some planning and foresight. Or so we thought:

Shallow or not? Just how important is someone's credit score?

Whatever the case, we hope this one, at least, stays a parody: